Important Terms:
ACH: ACH is an electronic funds transfer (EFT) between two bank accounts using the Automated Clearing House (ACH) network. It's a secure way to transfer money without using paper checks, wire transfers, or cash.
Forte: Forte is an ACH processor. If Worldpay processes your credit card payments for FusionPay, Forte is your processor for ACH payments.
Processing Limits: Processing limits, also known as transaction size limits, are specific to each merchant and are set based on the estimated transaction volume provided during the sign up process. These limits help prevent fraud and manage risk. Learn more about processing limits with Forte.
Forte ACH Processing Limits
- Monthly Volume: All transactions attempted will be declined once the monthly processing limit has been reached. You will need to wait for the limit period to reset on the first of each month in order to resume processing.
- Single Transaction: ACH transactions over the single transaction limit will be declined.
Important Information:
- While there is no singular place to view a transaction size limit, these limits are reviewed regularly by Forte.
- If you suddenly processes far more than expected, it could trigger a review or a funds hold.
- When a merchant attempts to process a payment in FusionPay that exceeds the maximum capacity of the processing limit, the merchant will receive a notification from Forte directly.
- The transaction will typically decline.
Best Practices for Merchants:
- Size limits are specific to each merchant and are originally set based on the estimated transaction volume provided during the sign up process.
- Connect with EverCommerce Payments directly in order to determine if upcoming transactions will exceed current limitations.
-
If you are needing to increase your processing limit, you will want to reach out directly to EverCommerce Payments support to request the increase.
- Phone Number: 800-466-0992 option #2
- Email: care@paysimple.com
If Forte processes your ACH payments, credit card payments are handled by Worldpay, as Forte is exclusive to WorldPay. This article discusses ACH processing limits with Forte. Credit card transaction limits can be found here.